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 In this one we are going to discuss about some finance things which is quite important in businesses as well as in personal life too.          Thus, this blog must read if you have some interest in personal finance or in analyzing businesses.  So, let's dive straight into this ✌ image credit: - thebluediamondgallery.com 1) Profit Margin: - Quote: -         I never lost money by turning a profit.                                               ~Bernard Baruch   Profit margin is the percentage and is defined as expressed as bellow. Revenue-Cost/ Revenue * 100 = Profit margin   · The higher the profit margin higher/stronger the business.                                       The higher the price then higher will the revenue and if higher the price,  then cost will be low, thus if cost is low then % profit margin will be higher, which is quite good for a business . 2) Value Capture: - Quote: -         You can get anything you want in this life if you help enough other people get what

 Everyone must know that how to deal with others and how to work with them. There is a book named The Personal MBA which I admire, and also recommend you to read it, if you want to know or learn about the business. This book is great for the beginner and those who want to learn about business all by themselves. So here is the summary on "Working with Others". Image Credit: - https://www.inc.com  - So, here we are going to discuss this all in brief: -   ᐧ Power: -       People works under you because of two things: - 1) Influence  2) Compulsion  - Influence affects more than compulsion. Compulsion brings hate feelings of employee towards you.      The best way to increase your power is to do things that increase your influence and reputation. The more people know your capabilities and respect the reputation you've built, the more power you will have.   ᐧ Comparative Advantage: -      Be the first real version of yourself, not a second real version of someone else. Have som

 In this one we are going to discuss about some investing principle of one of the OG investor Charlie Munger. First, let's know a bit about him: - Charlie Munger is a billionaire and also a partner of another OG investor Warren Buffett. Warren Buffett also claims it that he also had learn a lot from Charlie Munger. Charlie Munger has a habit to read around 500 pages daily. He has discussed some of his investing principle in book by the name "Poor Charlie's Almanack". So now you are going to get summary of it. Investing Principle: - Image Credit: - booksrun.com Quote: -         All I want to know is where I am going to die, So I'll never go there.         ~Charlie Munger  Here are some of his investing principles: -     · If you already know that there is higher chance of making loss in stock market so why go for higher profit? So, one must invest his/her money by calculating the loss the phenomenon also known as risk management.         - Its means that if you are

It's important to evaluate the market before diving into one.          So, in this one we are going to discuss about ten ways how we can evaluate a market in industry, this also for small business. Quote -     So often people are working hard at a wrong thing, working on the right thing is probably more important than working hard.                                            ~ Catrina Fake (American Entrepreneur)  Image Credit: -gimme-shelter.com If you are thinking of starting of new business or expanding an existing business into new market, it pays to do some research that is given as bellow. 1) Urgency -           How badly do people want or need this right now? Renting an old movie is low urgency. 2) Market Size -                      How many people are purchasing things like that. 3) Pricing Potential -           What is the highest price a typical purchaser would be willing to spend on solution. 4) Cost Of Customer Acquisition -           How easy is to acquire a new custome

 Economics is the study  of how people make choices under conditions of scarcity and the impact of those choices for people at an individual level and society at macro level . Image Credit - https://www.slideshare.net Economics is further divided into two types which are      * Micro-Economics   * Macro-Economics ·Micro-Economics - Micro-Economics is the study of behavior of individual and their decision on what to buy and consume based on prevalent price. USES -     1) Micro-Economics deals with the understanding and working of a free market economy .     2)Micro-Economics helps us understand how the prices of the product and services get determined in an economy. How individuals and firm behave with regard to those prices and how goods and services in an economy are distributed along its various participants .  ·Macro-Economics -   Macro-Economics deals with big pictures like that affects microeconomics for example GDP , Unemployment rates, overall price levels , inflation , saving r

Bond -            -  " Bonds are the securities which represent a loan". Some Important terminologies used in bonds :-            · A loan amount = Principal Amount .             ·  Maturity = Time fir which the loan is taken .             ·  Rate at which loan is taken also known as coupon .  Image Credit - ptaindia.com There are many, different types of bonds, some important types of bonds are discussed bellow - 1) Zero-Coupon Bond - Bonds which do not pa any coupon (interest) are known as zero-coupon bonds  .     Rate on these bonds is not calculated in the form of  coupon (interest) but calculated as difference between issue price and redemption value . These bonds are issued at discount price of their face value and are redeemed as par. These types of bonds come with some maturity period. EXAMPLES -     Treasury Bills also known as T-Bills, These are generally issued by Government ,Commercial paper issued by corporates and certificate of deposits issued by banks and fina